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		<title>Short Term Cover Lab</title>
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		<description><![CDATA[Short Term Cover Lab]]></description>
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			<title>Short Term Cover Lab</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:47 +0000]]></pubDate>
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			<title>Waiting for employer coverage to start: Enrollment Windows and Coverage Start Dates</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:47 +0000]]></pubDate>
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			<title>Losing Medicaid eligibility: Enrollment Windows and Coverage Start Dates</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:47 +0000]]></pubDate>
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			<title>Covering a spouse: What Family Coverage Actually Costs</title>
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			<title>Covering children: What Family Coverage Actually Costs</title>
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			<title>Family max vs per-person deductibles: What Family Coverage Actually Costs</title>
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			<title>Single parent budgeting: What Family Coverage Actually Costs</title>
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			<title>Young adult living at home: What Family Coverage Actually Costs</title>
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			<guid><![CDATA[https://60275.com/alternatives/aca-marketplace-plan-subsidized/]]></guid>
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			<title>ACA marketplace plan (subsidized): Cost and When It Beats Short-Term Insurance</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:47 +0000]]></pubDate>
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			<title>Medicaid / CHIP: Cost and When It Beats Short-Term Insurance</title>
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			<title>Health share ministry: Cost and When It Beats Short-Term Insurance</title>
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			<title>Fixed indemnity plan: Cost and When It Beats Short-Term Insurance</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:47 +0000]]></pubDate>
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			<title>COBRA continuation: Cost and When It Beats Short-Term Insurance</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:47 +0000]]></pubDate>
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			<title>Going uninsured (self-insure): Cost and When It Beats Short-Term Insurance</title>
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			<title>Short-term vs COBRA — which is better?</title>
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			<title>Standalone dental PPO: Premium, Annual Max and Waiting Periods</title>
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			<title>Dental discount card: Premium, Annual Max and Waiting Periods</title>
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			<title>Standalone vision plan: Premium, Annual Max and Waiting Periods</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<title>Bundled medical + dental short-term: Premium, Annual Max and Waiting Periods</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<title>Pediatric dental rider: Premium, Annual Max and Waiting Periods</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/networks/ppo-network-short-term/]]></guid>
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			<title>PPO network (short-term): Out-of-Network Rules and How to Check Providers</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/networks/fixed-indemnity-no-network/]]></guid>
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			<title>Fixed indemnity (no network): Out-of-Network Rules and How to Check Providers</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/networks/urgent-care-vs-er-economics/]]></guid>
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			<title>Urgent care vs ER economics: Out-of-Network Rules and How to Check Providers</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/networks/checking-your-doctor-before-buying/]]></guid>
			<link><![CDATA[https://60275.com/networks/checking-your-doctor-before-buying/]]></link>
			<title>Checking your doctor before buying: Out-of-Network Rules and How to Check Providers</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/networks/rural-coverage-reality/]]></guid>
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			<title>Rural coverage reality: Out-of-Network Rules and How to Check Providers</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/enrollment/lost-job-based-coverage/]]></guid>
			<link><![CDATA[https://60275.com/enrollment/lost-job-based-coverage/]]></link>
			<title>Lost job-based coverage: Enrollment Windows and Coverage Start Dates</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://60275.com/enrollment/aging-off-a-parent-plan-at-26/]]></guid>
			<link><![CDATA[https://60275.com/enrollment/aging-off-a-parent-plan-at-26/]]></link>
			<title>Aging off a parent plan at 26: Enrollment Windows and Coverage Start Dates</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/enrollment/missing-open-enrollment/]]></guid>
			<link><![CDATA[https://60275.com/enrollment/missing-open-enrollment/]]></link>
			<title>Missing open enrollment: Enrollment Windows and Coverage Start Dates</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/enrollment/moving-to-a-new-state/]]></guid>
			<link><![CDATA[https://60275.com/enrollment/moving-to-a-new-state/]]></link>
			<title>Moving to a new state: Enrollment Windows and Coverage Start Dates</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/why-is-short-term-insurance-cheaper/]]></guid>
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			<title>Why is short-term insurance cheaper?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://60275.com/faq/does-it-cover-pre-existing-conditions/]]></guid>
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			<title>Does it cover pre-existing conditions?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/are-prescriptions-covered/]]></guid>
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			<title>Are prescriptions covered?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/how-long-can-i-keep-renewing/]]></guid>
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			<title>How long can I keep renewing?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/does-short-term-coverage-satisfy-the-individual-mandate/]]></guid>
			<link><![CDATA[https://60275.com/faq/does-short-term-coverage-satisfy-the-individual-mandate/]]></link>
			<title>Does short-term coverage satisfy the individual mandate?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://60275.com/faq/when-can-i-buy-a-short-term-plan/]]></guid>
			<link><![CDATA[https://60275.com/faq/when-can-i-buy-a-short-term-plan/]]></link>
			<title>When can I buy a short-term plan?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/what-is-a-qualifying-life-event/]]></guid>
			<link><![CDATA[https://60275.com/faq/what-is-a-qualifying-life-event/]]></link>
			<title>What is a qualifying life event?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/what-happens-if-a-claim-is-denied-as-pre-existing/]]></guid>
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			<title>What happens if a claim is denied as pre-existing?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/how-fast-are-claims-paid/]]></guid>
			<link><![CDATA[https://60275.com/faq/how-fast-are-claims-paid/]]></link>
			<title>How fast are claims paid?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/do-i-need-short-term-cover-if-i-have-health-sharing/]]></guid>
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			<title>Do I need short-term cover if I have health sharing?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/faq/what-is-a-per-cause-deductible/]]></guid>
			<link><![CDATA[https://60275.com/faq/what-is-a-per-cause-deductible/]]></link>
			<title>What is a per-cause deductible?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<title>Are there annual or lifetime caps?</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/state-rules/illinois/]]></guid>
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			<title>Short-Term Health Insurance in Illinois: Rules, Limits &amp; Costs</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:45 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/state-rules/arizona/]]></guid>
			<link><![CDATA[https://60275.com/state-rules/arizona/]]></link>
			<title>Short-Term Health Insurance in Arizona: Rules, Limits &amp; Costs</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:45 +0000]]></pubDate>
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			<guid><![CDATA[https://60275.com/state-rules/georgia/]]></guid>
			<link><![CDATA[https://60275.com/state-rules/georgia/]]></link>
			<title>Short-Term Health Insurance in Georgia: Rules, Limits &amp; Costs</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:45 +0000]]></pubDate>
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			<title>Short-Term Health Insurance in Ohio: Rules, Limits &amp; Costs</title>
			<pubDate><![CDATA[Thu, 22 Oct 2026 15:53:45 +0000]]></pubDate>
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