Twelve plan structures, twelve state markets, ten cost profiles and the exclusion lists that decide real payouts — so you can see the worst case before you apply.
Premiums, deductibles, out-of-pocket limits and terms - from the latest filings.
| Compare | Gap-Filler with Dental/Vision: 4 months Cover with $3,000 Deductible ($500,000 Cap) | Family Short-Term: 4 months Cover with $6,000 (aggregate) Deductible ($1,000,000 Cap) | Short-Term Telehealth Bundle: 4 months Cover with $3,000 Deductible ($500,000 Cap) | Short-Term with Rx Discount: 4 months Cover with $4,000 Deductible ($250,000 Cap) |
|---|---|---|---|---|
| Max duration | 4 months | 4 months | 4 months | 4 months |
| Monthly premium | $160–$240 | $320–$520 | $125–$190 | $110–$170 |
| Deductible | $3,000 | $6,000 (aggregate) | $3,000 | $4,000 |
| Coinsurance | 25% | 30% | 25% | 30% |
| Benefit cap | $500,000 | $1,000,000 | $500,000 | $250,000 |
Type to filter - results narrow as you type.
Gap-Filler with Dental/Vision explained: 4 months term, $160–$240/month, $3,000 deductible, 25% coinsurance, $500,000 cap. Who it fits and the real…
Family Short-Term explained: 4 months term, $320–$520/month, $6,000 (aggregate) deductible, 30% coinsurance, $1,000,000 cap. Who it fits and the real…
Short-Term Telehealth Bundle explained: 4 months term, $125–$190/month, $3,000 deductible, 25% coinsurance, $500,000 cap. Who it fits and the real…
Short-Term with Rx Discount explained: 4 months term, $110–$170/month, $4,000 deductible, 30% coinsurance, $250,000 cap. Who it fits and the…
Accident-Only explained: 12 months term, $25–$55/month, $500 deductible, 20% coinsurance, $50,000 cap. Who it fits and the real worst case.
Hospital-Only Fixed Indemnity explained: 4 months term, $70–$120/month, $1,500 per admission deductible, 0% after benefit coinsurance, $100,000 cap. Who it…
6-Month Extended explained: 6 months term, $180–$280/month, $3,500 deductible, 30% coinsurance, $500,000 cap. Who it fits and the real worst…
3-Month Plus explained: 3 months term, $150–$230/month, $2,500 deductible, 25% coinsurance, $750,000 cap. Who it fits and the real worst…
3-Month Bridge explained: 3 months term, $90–$130/month, $5,000 deductible, 30% coinsurance, $250,000 cap. Who it fits and the real worst…
4-Month Premium explained: 4 months term, $210–$320/month, $1,000 deductible, 20% coinsurance, $1,000,000 cap. Who it fits and the real worst…
4-Month Balanced explained: 4 months term, $140–$210/month, $2,500 deductible, 25% coinsurance, $500,000 cap. Who it fits and the real worst…
4-Month Essential explained: 4 months term, $95–$140/month, $5,000 deductible, 30% coinsurance, $250,000 cap. Who it fits and the real worst…
No plan types match that filter.
Premium is only the entry fee - these scenarios show the full picture.
Where short-term plans are restricted, limited or unavailable.
Background reading - supporting the data, not replacing it.