Short-term health insurance: rules, costs and honest comparisons About Editorial policy Contact
S Short Term Cover Lab Independent coverage research
Cost Scenario database

Cost Scenarios

What short-term coverage actually costs by age, family status and deductible choice — with the out-of-pocket worst case next to each premium.

25–34 3 35–44 4 45–54 2 55–64 1
Cost Scenario

Short-Term Insurance Cost: Family of four, $6,000 aggregate

Family of four, $6,000 aggregate pays about $412/month with a $6,000 deductible and $13,000 worst-case exposure. Full breakdown and ACA comparison.

Profile Family of four, $6,000 aggregateMonthly premium $412Deductible $6,000
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