Standalone dental and vision coverage that stacks with short-term medical — premiums, waiting periods, annual maximums and when the discount card beats the plan.
Pediatric dental rider: +$10–$20, max $500–$1,000, waiting Often none for kids. When it beats paying cash.
Bundled medical + dental short-term: +$15–$30 over medical, max Varies by rider, waiting Per rider. When it beats paying cash.
Standalone vision plan: $10–$18, max $100–$200 materials, waiting None. When it beats paying cash.
Dental discount card: $8–$15, max No max (discounts only), waiting None. When it beats paying cash.
Standalone dental PPO: $25–$45, max $1,000–$1,500, waiting 6–12 months. When it beats paying cash.
