Guides & analysis

Articles

Long-form explainers and cost breakdowns, refreshed as rules change.

State Rule

Illinois short-term rules: 4 months, no renewal, typical premium $110–$200. What a coverage gap really costs here.

Max duration 4 monthsRenewal No renewalAverage premium $110–$200

State Rule

Ohio short-term rules: 4 months, no renewal, typical premium $85–$165. What a coverage gap really costs here.

Max duration 4 monthsRenewal No renewalAverage premium $85–$165