Long-form explainers and cost breakdowns, refreshed as rules change.
Arizona short-term rules: 4 months, no renewal, typical premium $90–$170. What a coverage gap really costs here.
Washington short-term rules: Not permitted, —, typical premium —. What a coverage gap really costs here.
Colorado short-term rules: 4 months, no renewal, typical premium $115–$210. What a coverage gap really costs here.
California short-term rules: Under 6 months (state limit), no renewal beyond initial term, typical premium $180–$320. What a coverage gap really costs here.
