Short-term health insurance: rules, costs and honest comparisons About Editorial policy Contact
S Short Term Cover Lab Independent coverage research

About us

What this site is

We publish structured, source-checked reference data and long-form guides. Every database entry shows the numbers behind the recommendation so you can check the reasoning instead of trusting a verdict.

How we research

Primary sources first: published regulations, product labels, underwriting manuals and rate filings. Where a figure is an estimate, the page says so. Where a rule varies by location, the state or region page carries the exact limit.

How we stay current

Reference pages are reviewed on a rolling quarterly schedule, and any page affected by a rule change is updated within the same month.