Guides & analysis

Articles

Long-form explainers and cost breakdowns, refreshed as rules change.

Plan Type

4-Month Essential: 4 months Cover with $5,000 Deductible ($250,000 Cap)

4-Month Essential explained: 4 months term, $95–$140/month, $5,000 deductible, 30% coinsurance, $250,000 cap. Who it fits and the real worst case.

Max duration 4 monthsMonthly premium $95–$140Deductible $5,000

Plan Type

3-Month Bridge: 3 months Cover with $5,000 Deductible ($250,000 Cap)

3-Month Bridge explained: 3 months term, $90–$130/month, $5,000 deductible, 30% coinsurance, $250,000 cap. Who it fits and the real worst case.

Max duration 3 monthsMonthly premium $90–$130Deductible $5,000

Plan Type

Short-Term with Rx Discount: 4 months Cover with $4,000 Deductible ($250,000 Cap)

Short-Term with Rx Discount explained: 4 months term, $110–$170/month, $4,000 deductible, 30% coinsurance, $250,000 cap. Who it fits and the real worst case.

Max duration 4 monthsMonthly premium $110–$170Deductible $4,000