Short-term health insurance: rules, costs and honest comparisons About Editorial policy Contact
S Short Term Cover Lab Independent coverage research
Guides & analysis

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Long-form explainers and cost breakdowns, refreshed as rules change.

FAQ Entry

What is a per-cause deductible?

A separate deductible applied to each unrelated condition.

Topic Fine printShort answer A separate deductible applied to each unrelated condition.
FAQ Entry

Are there annual or lifetime caps?

Yes — commonly $250,000 to $2 million per policy period.

Topic Fine printShort answer Yes — commonly $250,000 to $2 million per policy period.